Regular Checking
Tired of high fee checking accounts? There are no monthly service charges on regular active checking accounts and no minimum balances are required.
- Unlimited Check writing
- VISA Debit Card
- Online Banking
- Optional Online Bill Payment
Minimum of $100.00 is required to open a new account. A $10.00 per month “Dormant Account Fee” (no activity for 6 months) is charged if the balance is below $100.00
Money Market Hi-Fi Account
Our highest yielding interest bearing checking account. A Hi-Fi Checking Account earns interest at a rate to be determined by current money market rates updated weekly and credited on the statement date. A minimum initial deposit of $1,000.00 is required open an account and if the balance falls below $1,000.00, a $5.00 “Below Minimum Balance Fee” will be charged and no interest will be paid for those days the account balance remains below $1,000.00. Limited to six transactions per month (statement cycle), three of which may be by check, three by transfer. Withdrawals that exceed six (6) during the statement period will be charged a $10.00 “Excessive Withdrawal Fee” per withdrawal.
- VISA Debit Card
- Account available to individuals, non-profit organizations, partnerships, and corporations
- Limited check writing
Certificates of Deposit
Competitive fixed term/fixed rate certificates with maturities from 15 days to 60 months. Penalty for early withdrawal. Minimum investment on certain certificates start at $500.